Fintech Eagles Soar with Consumer and Small Business Data

Article Topics: How is data driving innovation and fueling the Fintech space? What Risk Managers and Board Directors should worry about?   Blog Author Email: bphelan@riskdirector.com LinkedIn Profile: www.linkedin.com/in/bob-phelan Date: March 5, 2017   How is data driving innovation and fueling the Fintech space? The regulatory requirements for financial institutions requires a strict 3rd party… Read More

Fintech Lending Gobbles High Yield – Poem

Blog Author Email: bphelan@riskdirector.com LinkedIn Profile: www.linkedin.com/in/bob-phelan Date: March 5, 2017   During my 16 years at American Express, I was called upon to provide employee engagement and levity for the opening presentation at Town Halls.  Working with employees at all levels, we would develop a communication strategy that aligned with the key messages of… Read More

Assessing risk strategies against a new Installment Loan product from Goldman Sachs

Blog Author Email: bphelan@riskdirector.com LinkedIn Profile: www.linkedin.com/in/bob-phelan Date: February 9, 2017 Assessing risk strategies against a new Installment Loan product from Goldman Sachs  How should risk management assess risk strategies for new competitive products? I will suggest some approaches in this blog. It’s been roughly 3 months since the full launch of the Goldman Sachs… Read More

Sales Incentive Plans that Align with Risk & Regulatory Guidance

I am quite sure that most large financial institutions have reviewed the largest sales incentive plans to ensure that they address employee conduct as well as protect the customer during the sales process.  In my prior corporate roles (please review my resume link: hyperlink), I developed principles and processes for establishing risk-balanced goals.  My view… Read More