Extensive global risk management experience as a senior executive, board member, and quantitative systems leader covering consumer, commercial, asset management, and strategic opportunities. Delivered significant achievements including building market/credit risk functions at both Nomura Securities and American Express, leading Operational Risk function and Basel modeling at American Express, managing risk and enhancing analytics through three severe macroeconomic downturns, and designing data models that support Fraud, Information Security, Privacy, Big Data Analytics, Compliance, and Risk. Developed AXP intellectual property for 10 commercial lending patents.